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During the worst of the recession in 2010, about 1.5% of all North Texas home loans were in foreclosure. Nationwide about 3.8% of homeowners with loans were behind in their payments in July – also a.

Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans.[1] But, when.

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